Investment Centers of America, Inc.
we are your
FULL SERVICE FINANCIAL CENTER

	Retirement Planning	Tim Howard Financial Advisor Tel: 402-454-2148 Toll free: 866-800-2148 tim.howard@investmentcenters.com Located at The Bank of Madison 301 South Main P.O. Box 610 Madison, NE 68748
	Annuities
	Mutual Funds
	Stocks & Bonds
	Estate Planning
	College Funding
	Life Insurance

Investment Centers of America, Inc., member NASD, SIPC, a registered broker dealer, is not affiliated with the Bank of Madison.  Securities and insurance products offered through Investment Centers of America, Inc. and affiliated insurance agencies are:
NOT FDIC INSURED	NO BANK GUARANTEE	MAY LOSE VALUE

Important Consumer Information:

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;

1. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent
(a) satisfy the qualification requirements of, and are approved to do business by, the state; or
(b) are excluded or exempted from the state's licensure requirements.

2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve
(a) effecting, or attempting to effect, transactions in securities; or
(b) rendering personalized investment advice for compensation.

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