Online Banking | Personal Banking | Locations | Bank News | Contact Us | Email | Espanol

Checking

Ask about our most popular
checking account...
Main Street Checking.
Open this account with as little as $25.00
or $100.00 if you are ordering personalized checks.
You pay a low monthly service charge to receive
many banking benefits.
(Students and those age 50 and over - no service charge.)
Checking Products
Regular Checking
Main Street Checking
Now Account Checking
Business Checking
Hi Fi Checking
ATM Card
Visa Debit Card
••••••••••

Benefits include:

Unlimited Check Writing
No fee Money Orders
Interest on qualified balances
400 Free personalized checks per year
ATM - No annual fee
Accidental Life Insurance
and more...
ATM Card:

We have Automated Teller Machines located in three communities at nine locations.
You'll also discover many ATM's available nationwide.

Whether in town or on vacation, the convenient ATM machine will readily dispense the funds you need, debiting your checking or savings account at The Bank of Madison.

Also available to The Bank of Madison customers are three 24 hour ATM machines
that will accept deposits, transfers, and loan payments along with dispensing cash.

VISA Debit Card:

The VISA Debit Card (for qualified applicants) is not a credit card.
Instead, it is an ATM card with purchasing power. You can purchase goods
and services with the card at any VISA merchant and the purchase amount is
deducted from your checking account at The Bank of Madison.

Plus...you can use it to perform your banking transactions at an ATM or an INTERLINK location.

Good banking. Good people.

 


Type of Checking Plan
Minimum Balance Requirements to Open An Account
Monthly Service Charges
Pays Interest Monthly
Outstanding Features
§
Regular Checking
$25.00 or $100.00 if ordering checks
$5.00 per month *No service charge if balance is kept over $500 Avg. Daily Balance
NO
$.10 charge per check written after 30 checks. Credit of $.50 for each $100 (between $100 and $500) of an Avg. Daily Balance. No Service Charge for Senior Citizens (65+ and students)
§
Main Street Checking
$25.00 or $100.00 if ordering checks
Corporations, partnerships, or LLC can't have Main Street Checking Accounts.
$4.00 per month SENIOR CITIZENS (age 50+) and STUDENTS NO CHARGE***
YES
Ask Bank Representative for more details
 Unlimited Check Writing
No fee Traveler's checks
No fee money Orders
400 Free Personalized Checks per year
ATM-No Annual Fee on Bank of Madison ATM machines**
Travel Benefits and More
§
EZ Free Checking
You must deposit $100 to open this account, after that there is no minimum balance required.
None
NO
 Unlimited Check Writing
FREE ATM Card
FREE Internet Banking
(Not including bill pay)
FREE Telephone Banking
§
HI FI Checking
$25.00
$5.00 per month *No Service Charge if balance is kept over $500 Avg. Daily Balance
YES
Balance under $500, there is a $5.00
Service Charge
Limited to 3 checks 3 transfers or
6 transfers per month
(telephone or preauthorized)
§
NOW Checking
$25.00 or $100.00 if ordering checks

You may open an account with $25.00. To obtain the disclosed Annual Percentage Yield (APY), you must maintain a minimum average daily balance of $1,000.00
Corporations, partnerships, or LLC can't have NOW Checking Accounts.

$5.00 per month *No Service Charge if balance is kept over $500 Avg. Daily Balance***
YES
Ask Bank Representative for more details
$.10 charge per check written after 30 checks
Credit of $.50 for each $100 (Between $1,000 and $5,000) of an Avg. Daily Balance

*To avoid a Service Charge during a statement period, you must maintain an Average Daily Balance of $500.00. A fee will apply if the minimum average daily balance falls below $500.00 on any day during the statement cycle. Fees could reduce earnings. Rates may change. Minimum balance required to obtain APY. Minimum deposit required to open an account.
**A foreign (non-Bank of Madison ATM's) ATM usage fee of $1.00 will be charged for each foreign transaction.
***Corporations, partnerships, or LLC can't have the Main Street Checking Account or the NOW Checking Account
§ All Bank of Madison customers have access to FREE Online Banking (excluding bill pay), FREE Telephone Banking and a FREE ATM Card

The Average Daily Balance is determined by adding the full amount of principal in the account for each day of the period and dividing that figure by the number of days in the period.

APY is the Annual Percentage Yield   APY accurate as of publication

For detailed information, please refer to our brochure "Understanding Your Deposit Account".

Home Page | Checking | Savings | Loans | Bank News | Dragon Kids' Club | Espanol

| Locations | Your Privacy | Financial Calculators | Contact Us

Disclaimer: For your convenience, this web site includes numerous Internet links to other parties. The Bank of Madison does not endorse or guarantee other sites. The products and services offered on those sites are NOT products of The Bank of Madison and are NOT insured by the FDIC.
.© Copyright The Bank of Madison
Website by BKRdesign.com